SAY Bali and most people think paradise. There are stunning sunsets, sculpted rice terraces and a temple on almost every corner. And for less-spiritual seekers, this steamy Indonesian island also has great surfing and a rollicking nightlife. Sure, it's gotten pretty touristy, especially on the pub crawl along Kuta Beach, where beer-swilling Australians rule. And while recent terrorist bombings have rattled Bali's blissful pace (it is a Hindu-majority island in a Muslim-majority nation), they have done little to temper its popularity or discourage super-chic resorts from being built. Paradise, after all, is as close as the nearest temple, finding yourself on your knees with a blue flower pressed between your fingertips, asking for blessings from Brahma or one of the other gods.